Storms can damage
Roofs are vulnerable to storms and storms can severely damage them. Sometimes storm damage may not be readily apparent. Here are some typical types of storm damage that your roof can suffer:
Types of storm damage
- Hail Damage: Unless your roof has a hole punched through it, hail damage may not be easy to recognize. The damage can be as miniscule as hard-to-see dark spots on your shingles.
- Wind Damage: Winds can dislodge and lift shingles, causing cracks, or can slam debris and branches onto your roof.
- Impact Damage: From fallen trees to broken branches and other flying debris, your roof can get severely damaged by the impact of such objects.
- Water Damage: From leaks to mold and mildew growth, water can create all sorts of problems for your roof, especially if shingles or flashing are damaged, allowing water to seep inside your home.
Storms can cause damage in other ways as well. An uprooted tree could damage gas lines. If you suspect a gas leak from a damaged gas line, make sure to get away from the house and call your gas company to shut down the gas so repairs can be made.
What do you do after storm damage?
The first thing to do after storm damage to your home is to stay safe. Keep away from any downed power lines and avoid standing in water or next to metal objects near them. You also want to avoid downed trees and broken branches and watch out for snakes and other animals. For storm damage specifically to your roof, you want to cover any holes and leaks with a tarp to prevent any further water damage, but take care getting up on your roof. Professional roofers like those at Conner Roofing can help you with any storm damage to your roof.
Storm damage from last night
If your home or roof is damaged by a storm at night, make sure first of all to stay safe by avoiding downed power lines and downed trees. You may not be able to see damages immediately, but make sure to call us at 314-375-7475 for emergency storm damage repair. We are very responsive and will make every attempt to get out to you as soon as possible after a storm has passed. We can get a tarp on your roof and assess any damage you may have.
How do I prevent wind damage on my roof?
One of the key ways to make sure your roof remains damage free from winds is to secure the shingles to the roof. Properly installed shingles will have at least six nails or staples in each shingle. The nails and staples should also be fastened under the edges of overlapping shingles. A waterproof underlayment should also be installed to keep rain out in case the wind does tear off shingles. For metal roofs, all exposed fasteners should be secured.
Also make sure to trim trees away from the roof to help prevent branches from falling on the roof.
What do I do if my roof is blown off?
In the immediate aftermath of high winds, if you find you’ve lost a significant portion of your roofing shingles or even a significant portion of your roofing material including underlayment and sheathing, you will want to get a tarp over the remaining material. The tarp will help prevent water from seeping under any remaining material to create leaks or other damage. A professional roofing company like Conner Roofing will then be able to help you. A professional roofer can assess the damage and even help you with your insurance claim. If the damage is severe enough, you will probably need a new roof.
Is my roof covered by insurance?
If you have homeowner’s insurance, some roof damage may be covered by the policy. Usually the damage that is covered is damage done by outside forces like hail or fallen trees or fire. Repairs like leaks may be covered if the leaks were caused by a peril such as hail. Most policies do not cover damages caused by lack of maintenance. Check your policy or with your insurance company to find out what kinds of damages are covered by your insurance.
Do I need a permit to replace my roof myself?
While cities and counties may vary in their permit requirements, to replace a roof you normally need to get a permit. If you are just getting repairs, a permit may not be necessary. Check with your local city and county permitting agencies to find out all requirements.
Storm damage vs. flood damage
When it comes to insurance, storm damage and flood damage are covered differently. If your home or roof is damaged by hail or winds, your insurance company will most likely cover the damage. If there has been extensive flood damage, you need a separate policy for flood insurance coverage. With all insurance, it’s best to check with your insurance company to see what is covered when it comes to storm damage or flood damage.
Storm damage claims
Most storm damage is covered by homeowner’s insurance, this includes damage by hail, wind and even tornadoes. The coverage may vary per policy and issues like tree removal may not be covered. With any damage, make sure to get a tarp over it as soon as possible while you wait for your claims adjuster to inspect the damage. Your claim could be jeopardized if you do not try to stop further damage.
If your roof has suffered storm damage in St. Louis, MO, make sure to call the roofing professionals at Conner Roofing. You can reach us at anytime by calling 314-375-7475.